Concurrent Sessions
April 17, 2007

9:30-10:00am (Half-hour sessions)

Tribal RME Across the Southwest
Gerald Moore, University of Arizona; Trent Teegerstrom, Russell Tronstad, Tauhidur Rahman
This project targeted many of the Navajo, Hualapai, Hopi and San Carlos Apache producers who want to develop their management skills and adopt a new record system for their operations as a result of the past training. Producers from all tribes have been and continue to implement/improve records systems to track and evaluate animal health, production, and finances and their adoption will be assessed through personal interviews and a follow-up survey to document successes on the Navajo Nation.

Building for the Successful Transition of Your Agricultural Business Workshops and Resources
Donald Breece, Ohio State University Extension; David Marrison, Ohio State University Extension; Barry Ward, Ohio State University Extension
This presentation will share information about the 2007 “Building for the Successful Transition of Your Agricultural Business” workshops, developed by OSU Extension Educators and Specialists. The Ohio workshops were designed to help all members of the family business analyze the current status of the business, determine where the business is going, and plan for the future. Communications between generations was a major focus.

Online FINPACK Training
Kevin Klair, Center for Farm Financial Management; Dale Nordquist
How do you respond when people wanting to attend your training sessions are widely dispersed geographically? With the studio tools currently available we developed a well-received online training program that allows anyone to take FINPACK training on their own time schedule and at their own pace.

The Real World: Youth Focused Risk Management Education and Career Investigation
Steven Klose, Texas Cooperative Extension; Jeff Howard, Texas Cooperative Extension; Greg Kaase, Texas Cooperative Extension
Youth today have too few opportunities to obtain formal education in agricultural career choices. The Real World project has developed a simulation gaming experience for high school age youth to give them a taste of managing a production agriculture business and experiencing uncertain outcomes.

New Study Defining Rural Clientele for Extension in the West
Trent Teegerstrom, University of Arizona; Jeffrey E. Tranel, Colorado State University; John P. Hewlett, University of Wyoming; Randolph Weigel, University of Wyoming; Cole Ehmke, University of Wyoming; Tauhid Rahman, University of Arizona
The principal objectives of this presentation are: (1) to characterize potential extension clientele in the West; (2) to identify their sources and extents of their perceived vulnerability; and (3) to identify effective methods for delivering Outreach education.


Market Journal Toolbox
Rebecca Small, Department of Agricultural Economics at UNL; Darrell R. Mark, Department of Agricultural Economics, UNL; Jim Randall, Department of Communication and Information Technology
After realizing the need for a program that would educate agricultural producers on marketing and risk management, Market Journal Toolbox was designed by a team of educators at the University of Nebraska-Lincoln (UNL). Market Journal Toolbox is a distance education program delivered through 16 classes in a five DVD set.

10:10-10:40 (Half-hour sessions)

Planning for the Passing of Agricultural Reservation Land to Avoid Further Fractionation under the American Indian Probate Reform Act of 2004
Marsha Goetting, Montana State University Extension Service

During this session the packet of information that has been developed to help Indian agricultural producers on the Blackfeet, Fort Hall, and Fort Belknap reservations make informed risk management decisions about estate planning under the American Indian Probate Reform Act of 2004 will be presented. Topics include: the consequences of dying without a written will, and the benefits of utilizing estate planning risk management tools including written wills, appropriate titling of their fee status lands, and the utilization of gifting, life estates and partioning of their land.

New England Farm Transfer Workshops
Robert Parsons, University of Vermont; Michael Sciabarrasi University of New Hampshire
With the increasing development pressure, tight profit margins, and rising average age of farmers in New England, smooth transition of the farming business to the next generation is challenging. Extension and nonprofit groups in New England have teamed up to offer educational workshops utilizing a curriculum that addressed family communications and goal setting, provided an overview of estate planning issues and tools, presented a legal interpretation of transfer issues, offered creative solutions to farm transfer, and provided a forum for discussion of farmer experiences. Case studies helped participants understand the concepts and tie them together.

The Farm Directory: A new website linking producers with consumers interested in farm and ranch products including post products and agri-tourism events.
Trent Teegerstrom, University of Arizona; Russ Tronstad & Tauhid Rahman Dept of Ag. & Resource Economics The University of Arizona
The Farm Directory was designed so that producers can easily list the availability of their farm products and events by season into a searchable database where consumers are sure to find the most unique "needle in a haystack" that is even within a specified distance from their zip code!! The site is a collaborative effort between public and private partners with a desire to help producers in the Southwest connect with local consumers that wish to directly buy their farm products or attend farm related events.

Heart of the Farm Wisconsin Women in Agriculture Program Statistics & Trends
Jenny Vanderlin, Center for Dairy Profitability; Joy Kirkpatrick, Center for Dairy Profitability
The Heart of the Farm Conference Series (HOF) empowers Wisconsin farm women in production, price, financial, legal and human areas of risk management education. By providing opportunities to network with their counterparts, these conferences attempt to decrease the social isolation experienced by many farm women.

Growing a New Local Food Economy
Katherine Baril, Washington State University - Jefferson County Extension; Briar Kolp, Port Townsend Food Coop
In the past five years, our rural County in Western Washington has experienced a dramatic renaissance in local food production. By literally revisualizing local food production through the arts and posters we are demonstrating tremendous success including the first local cheese production in thirty years! Extension faculty and community partners formed a unique Food and Farm Network which uses web sites, podcasting, and digital marketing to provide a full range of business training, marketing support, and innovative techniques to attract and support a younger generation of farmers.

Winning the Game
Robert Craven, Center for Farm Financial Management
In 2006 we introduced the latest in the Winning the Game series of commodity marketing programs -- Launch and Land Your Post-harvest Marketing Plan. Learn more about this program and the key ingredients that make Winning the Game a successful program. What does it take for a program to be successful in different states, with different commodities, and with different presenters? What have the producers and sponsors said about the program?

10:50-11:20 (Half-hour sessions)

Improving Record Keeping Skills and Marketing Strategies to Reduce Risks for American Samoa Farmers
Faamaile Frost, American Samoa Community College; Josephine Malepeai, USDA Farm Service Agency
Implementing keeping financial records or developing new marketing strategy, as adopted risk management strategies have been the objectives of this project: "Reducing Risk for American Samoa Farmers". Because the majority of farmers are not too comfortable speaking, reading and writing English, Farm record books have been translated into these two native languages to increase farmers´ understanding and proficiency in record keeping.

Dying without a Will in Montana
Marsha Goetting, Montana State University Extension
A web site and interactive CD illustrating how property passes under Montana law when a person dies without a will is under process of development. At the session the proto-type of the CD will be demonstrated with other illustrations of how property title also affects distribution of property after the death of the owner.

Web-Based Education for Kansas Agribusiness via AgManager.info
Richard Llewelyn, Kansas State University; Kevin Dhuyvetter, Kansas State University; James Mintert, Kansas State
In 2002, Extension faculty in the Department of Agricultural Economics at Kansas State University developed a single comprehensive site, www.AgManager.info, with the intent of providing information and tools for agribusiness managers in Kansas and surrounding states. This site has become one of the most visited sites in the K-State Research and Extension system, currently receiving more than 40,000 visits per month. This presentation outlines the development of AgManager.info and, more importantly, presents trends and challenges which will influence future delivery of Extension education via the Internet.

Extending a Good Program…Adopting Annie’s Project in Kentucky
Jennifer Hunter, University of Kentucky
This paper documents the procedures used and provides a case study analysis of the adoption of Annie’s Project in Kentucky. Data from three pilot programs are described. Demographic information about participants is compared between the original participants and participants in the new area.

Collaborating for Success
Crystal Smithmyer, AgrAbility for Pennsylvanians
For the past three years, AgrAbility for Pennsylvanians has conducted risk management education through an on-going RME grant. At the project’s core is a history of successful collaboration with a variety of agricultural organizations and Cooperative Extension agents.

Addressing marketing, human resource and financial risk: decision making in the retail farm market context
John Berry, Penn State Cooperative Extension
Direct-to-consumer farm marketing, one method used by local farmers to increase the likelihood of economic success, is diversifying into the realm of direct-to-consumer marketing of their farm products. Developing the retail skills associated with this form of marketing is an important piece of what Cooperative Extension does in our region. A NECRME grant provided significant support for the Mid Atlantic Direct Marketing Conference (MADMC) which sought to address the educational needs of the target audience and consisted of four days of intensive training, socializing and planning.

11:30am-12:00pm (Half-hour sessions)

Helping Ethnic Chinese Growers Conform to Water Regulations and Manage their Risks
Aziz Baameur, UC Small Farm program; Micheal Cahn, UC Cooperative Extension Monterey County; Laosheng Wu, UC Extension Specialist, UC Riverside
Chinese growers in the California’s Central Coast area have recently begun to learn about water quality issues. The trainings, designed to be participatory hands-on approach. They took place in operating greenhouses, and the pertinent written materials were translated into Mandarin Chinese.

Passing It On: An Estate Planning Resource for Farmers and Ranchers
Cole Ehmke, University of Wyoming
Developed in 2006, Wyoming’s Passing It On resource emphasizes the interpersonal aspect of transition planning as well as provides expert-authored concise articles on estate planning tools in an easy-to-use binder. Initial reception in the state has been very good, and requests for the materials have come from other states in the West, as well as across the country.

FINBIN, Benchmarking for Success
Dale Nordquist, Center for Farm Financial Management, University of Minnesota
Ever wonder how your producers are doing financially? Come take a look at FINBIN, the largest public online database of farm financial information. We will look at how you can use FINBIN and the benchmark data that is available to help your producers and to develop educational programming. Also, FINBIN now includes data from a number of organic producers -- come see how organic production stacks up financially.

Risk Management Education-Reaching Farm Women Audiences
Bob Wells, Iowa State University Extension; Ruth Hambleton-University of Illinois Extension; Tim Eggers-Iowa State University Extension; Kelvin Liebold-Iowa State Universtiy Extension; Mary Sobba-University of Missouri Extension; Karisha Devlin-University of Missouri Extension
This presentation reviews successful programs for farm and ranch women. These programs, Annie’s Project, Women Marketing Grain, Overall Women’s Conference, and Women in Agriculture, all contain nine identified criteria leading to a successful women’s program.

Extending Our Reach – Training Agricultural Professionals to Facilitate and Teach Price Risk Management in a Marketing Group Setting
Bret Oelke, University of Minnesota; Bill Craig, University of Minnesota; Dale Carter, Agricultural Consultant
A pilot program was implemented to train non-University Agricultural Professionals, in coordination with several local farm organizations, to facilitate and to lead discussions in a Marketing Group setting with training and support from University Staff. This concurrent session will outline the steps that were taken to identify interested facilitators, sponsors, and producers; the training and support that are provided to the facilitators; and the format and tools that are used to improve the commodity marketing and price risk management of the marketing group participants.

Farmer’s Grain Marketing Decision Aid
Carl German, University of Delaware
This decision aid is designed to help make the farmers´ pricing job easier. The farmer/grain marketer is assisted with sorting out the marketing alternatives that are appropriate for given market conditions. The aid uses price trend analysis in providing guidance to the sales method and timing of the farmer’s grain marketing decision.

1:45-2:45 (1 hour sessions)

Annie’s Project, Heart of the Farm, and Beyond—Moving Past Introductions to Farm Financial and Risk Management
Aliesha Crowe, University of Wisconsin Extension-Rusk County
In 2004, Wisconsin Extension specialists and county agents adapted Annie’s Project a successful agriculture risk management program from Illinois to meet the needs of Wisconsin farm women. After participation, women requested on-farm consultation, next-step training, in-depth programs on specific topics such as determining cost of production, marketing milk and value-added products, milk quality, and financial and production record-keeping. Farm women in Rusk County applied the knowledge gained through these programs to their own farm situations, and a Rusk County Women in Agriculture Network formed.

Livestock Record and Management Tools
Russell Tronstad, University of Arizona; Trent Teegerstrom, University of Arizona
An online website with individual producer accounts has been developed to assist ranchers in jointly tracking financial, range, and livestock records. This tool records individual financial transactions, common and unique livestock events (e.g. weaning weights and specific vaccinations), and pasture activities. A powerful feature of this tool is tracking finances to various sub-enterprises that have been customized by the user to fit their operation.

RightRisk – New Risk Management Materials for the Smaller Enterprise Manager
John Hewlett, University of Wyoming; Jeffrey E. Tranel, Colorado State University; Rodney Sharp, Colorado State University and The RightRisk Education Team
RightRisk is an Extension education program which has been offered across the western United States since its inception in 2002. Team members offer programs using portable computer labs and web-based software to managers located in remote locations from the bottom of the Grand Canyon to the windswept-plains of Wyoming. Program offerings have expanded beyond the risk simulation – Ag Survivor – to include a ten-step process for strategic risk management with accompanying tools for implementation.

Conservation, Wildlife, and Farmland Protection Educational Programs: The Georgia Experience
R. Curt Lacy, University of Georgia; Wes L. Harris, UGA; Keith D. Kightlinger, UGA
Four statewide workshops were conducted in Georgia during February and March 2006 to educate farmers, ranchers and landowners about the various conservation, wildlife and farm protection programs available to them. Analyses of workshop evaluations revealed that most were amazed at the duplication and sometimes competitive state and federal programs, and virtually all participants wanted to attend future workshops.

Reporting the Accomplishments of Your Extension RME Project
Kevin Klair, Center for Farm Financial Management; Jon Newkirk
Why is Extension Risk Management Education so focused on funding and reporting results? We will explain the philosophy of results based funding, demonstrate the reporting system used by all Extension RME funded projects, and show how the results of funded projects are displayed publicly. We will demonstrate how to search completed projects to learn about successful risk management education programs.

Enhancing Community Support and Knowledge of Local Agriculture Issues
Laura Hunsberger, University of Maryland Cooperative Extension; Shannon P. Dill University of Maryland Cooperative Extension
This presentation will focus upon enhancing community support and knowledge of local agricultural issues on Maryland’s Lower Eastern Shore. From this presentation educators will learn about engaging the community in local promotional programs. Success stories, program design, participation and grant funding will be covered.

3:15-4:15pm (One and one half-hour sessions)

Executive Marketing: Developing a Risk Management Plan
Scott Mickey, Clemson University; Johnny Jordan, Clemson University
Over 200 marketing plans have been implemented by grain producers in CO, GA, MS, NC, SC, and TN via the Executive Marketing seminars, an annual 2.5 day marketing workshop. The workshop helps farm managers develop written marketing plans based on their financial situation-- operating costs, cash flow and planting intentions.

K-State Cattle Risk Management Workshop
James Mintert, Kansas State University; Kevin Dhuyvetter, Kansas State University; Rich Llewelyn, Kansas State University
The goal of the workshop is to provide Kansas cattle producers a comprehensive risk management education program that helps them develop the skills necessary to objectively evaluate and use various risk management tools. This session will focus on the key factors that have made this workshop successful.

Growning Assets: Linking Direct Market Producers
Beth Zabel, Bridging Brown County
Identifying personal, professional and regional assets provides direct market producers a framework for expanding and/or improving their production and potentially their bottom line. This presentation will review the formation of the original planning team, expansion of the team to include direct market producers, the development of the topics and speaker selection and the program efficacy study.

Equipment and Labor Sharing: a Risk Management Tool for Small- and Medium-Sized Farmers
Kelvin Leibold, Iowa State University Extension; Georgeanne Artz, Univeristy of Missouri
Cooperative approaches are one alternative for producers to reduce risks and more effectively manage farm resources. This multi-state project is designed to create awareness among producers about cooperative strategies for sharing resources and to provide producers with tools for developing sharing arrangements suited to their particular situations.

Can I Survive in Agriculture: Why Financial Analysis is Critical
Duane Griffith, Montana State University
The objective of this session is to introduce a financial analysis teaching tool intended to teach producers WHY they need to put more time and effort into preparing adequate financial analysis for their operations.

Managing human resource and legal risks of heat stress on CA and AZ farms
Howard Rosenberg, University of California; Trent Teegerstrom, University of Arizona
Projects supported by the WCRME have helped agricultural employers in California and Arizona apply principles from exercise physiology and sports medicine to reduce risks of personal harm, performance impairment, workplace injuries, and operational disruptions due to heat stress, and thus to control associated expenses. Interest in and reach of the California project were magnified by recent adoption of a state regulation requiring employers to take specific steps that would prevent heat illness in outdoor workplaces, thus adding to producers´ legal risks. Because control of heat stress in the production workforce depends on actions of managers and workers alike, the projects were designed to reach both.

4:30-5:30pm (One and one half-hour sessions)

Developing Business Plans for Agricultural Producers
Brenda Duckworth, Texas Cooperative Extension; Stan Bevers, Texas Cooperative Extension; Dr. Blake Bennett, Texas Cooperative Extension; Dr. Jason Johnson, Texas Cooperative Extension; Wade Polk, Texas Cooperative Extension; Bill Thompson, Texas Cooperative Extension
Historically, agricultural producers have not completed business plans, and when they do, the plan rarely addresses risks facing the operation. Recognizing the importance of business plan development and the lack of curriculum, team members of the Tomorrow’s Top Agricultural Producer, or TTAP, developed the “Developing Business Plans for Agricultural Producers” curriculum. Its purpose is to provide Extension faculty and staff, as well as other paraprofessionals, with lesson plans for teaching the development of agricultural business plans. Since the curriculum was completed, over 25 agricultural business plans have been developed.

Risk Management and Financial Planning Training Seminars utilizing FAST Tools
Paul Ellinger, University of Illinois; Paul Ellinger and Gary Schnitkey
This session is designed to provide feedback on a set of two-day Risk Management and Financial Planning Training Seminars utilizing FAST Tools. Participants could enroll in one or two-day workshops. The first day workshop was entitled Exploring Risk Management and Marketing Strategies Using FAST and the second day was entitled Improving Your Financial Management Using FAST. The structure of the educational seminars will be discussed as well as demonstration of the excel-based tools. Each of the attendees will receive a complimentary FAST CD.

Developing new markets for farmers through a Workplace CSA program
Claire Morenon, CISA (Community Involved in Sustaining Agriculture)
The Workplace CSA program links farmers with large workplaces or community organizations to deliver weekly shares of produce to employees who opt into the program. As a result of attending this workshop, participants will have a basic understanding of the program, be able to assess the program’s applicability to their own community, and have the resources to develop their own workplace CSAs.

Ag Specialists that Cross the Line
Steven Johnson, Iowa State University Extension; Terry Hejny, University of Nebraska
The rapid changes in agriculture witnessed in recent years are challenging the land-grant university Extension. The "graying faculty and staff" as well as declining budgets mean fewer human resources to deliver traditional programs as well as address emerging issues. Yet, agriculture risk management issues are becoming more complex. Many Extension educators are charged with revenue generation requirements that should stimulate innovation, entrepreneurial ideas and new partnerships. Iowa State University and the University of Nebraska Extension educators share some of their lessons learned. The result has been more ag specialists that cross county, area and state lines to deliver new, innovative programs that generate revenue and meet the needs of clients. The impact has been not only greater outreach efforts, but Extension clients that see value in programs as they seek to build their knowledge. The future is bright, but the delivery methods might not always be traditional.

Farm Succession Research, Trends and Programs in Wisconsin
Joy Kirkpatrick, UW Center for Dairy Profitability
The 2002 Ag Census shows that approximately 46% of Wisconsin farmers who identified farming as their primary occupation are 55 years old or older. University of WI Cooperative Extension developed one-day, three-day and four-day farm succession programs to build awareness and facilitate the development of succession plans.

Concurrent Sessions
April 18, 2007

9:00-9:30am (Half-hour sessions)

The Extreme PowerPoint Makeover
Jeff Reisdorfer, The University of Minnesota
Make your point without drowning in PowerPoint. This talk gives presenters helpful tips and insights into the best ways to improve their PowerPoint presentations. These tips can be taken and put into use immediately.

Expanded Risk Management Case Farm Workshop
G. A. "Art" Barnaby, Kansas State University
KSU has been using the case study approach for teaching risk concepts to growers on how to combine crop insurance, futures/options, etc., and government programs to manage revenue risk. The case study now includes the recently offered group policies, the Group Risk Plan (GRP) and Group Risk Income Protection (GRIP).

Profitability of Northeast Organic Dairy Farms
Robert Parsons, University of Vermont; Glenn Rogers University of Vermont Extension; Dennis Kauppila University Of Vermont Extension; Richard Kersbergen University of Maine Extension; Lisa Bragg University of Maine
The 2nd year of the only study in the US that is examining the profitability of organic dairy farms found that profitability for calendar year 2005 had increased 18% over 2004. However, average profitability did not result in a positive Return on Equity. Organic presents a viable alternative for smaller dairy farmers in the northeast but for how long remains a major marketing question.

Using a Mentor Program to Extend Risk Management Education
Jason Johnson, Texas A&M University / Texas Cooperative Extension; Blake Bennett, Texas Cooperative Extension; Stan Bevers, Texas Cooperative Extension; Wade Polk, Texas Cooperative Extension; Brenda Duckworth, Texas Cooperative Extension
Two critical characteristics necessary for success in today’s agricultural business environment are education and experience. The use of mentors is an approach that could easily be used and adapted to complement any number of risk management training programs across the country. The intent of this presentation is to share those lessons learned regarding a mentor program so that other educators can consider its usefulness in improving their educational efforts.

Farmers´ Evaluations and Behavioral Changes due to Attending Farm Transition and Estate Planning Workshops
Gary Hachfeld, University of Minnesota Extension Service
A majority of farm families have not named a successor nor developed an up-to-date farm business transition and estate plan. This program effort was designed to enable these farm families to gain a better understanding of the process required and thus develop and implement a farm transition and estate plan.

Andy´s Project--Computer Education for Farm Men
Ruth Hambleton, University of Illinois Extension
Andy’s Project—Computer Education for Farm Men was piloted with 14 farmers in 2006 in Monroe and Franklin Counties. Andy’s Project teaches mid-life farmers how to use computers. The two pilot groups highly rated this program in terms of what they learned about computers and improving their ability to use spreadsheets and the internet.

9:45-10:15am (Half-hour sessions)

Risk Management Programming: Is it Effective at Creating Change?
Kynda Curtis, University of Nevada Reno
This paper discusses the impact of risk management training in Nevada on producer program attendees; including decision making skills, farm/ranch financial improvements, and awareness of alternative strategies to risk management. We evaluate these impacts based on pre and post-program testing, post program evaluations, as well as six-month and one-year follow-up mail surveys.

Beehive Master Beef Manager Program – Meeting The Educational Needs In Risk Management Of Utah Beef Producers
C. Kim Chapman, Utah State University Extension
The Beehive Master Beef Manager Program (BMBM) was devised as one way to educate cattle producers about risk by helping them identify perceived risks within their operation, and teaching them principles to aid them as they develop strategies to manage these risks. Cattle producers have been taught about the various types of risk using the Right Risk computer simulation software. One of the strengths of this program is that the producers establish the educational priorities to meet their needs.

Private-Public Collaboration - Sounds Great, But Hard To Do! Example of Success: Regional Dairy Modernization Task Force
Kevin Bernhardt, University of Wisconsin – Extension; Kevin Raisbeck, Southwest Wisconsin Technical College
The Regional Dairy Modernization Task Force is a three-state (Wisconsin, Iowa, and Illinois) collaborative effort between eighteen private and public entities to reduce the risk of making and implementing a modernization decision. The focus of the presentation is how to manage, communicate with, coordinate, and fund a collaborative effort involving three states and 18 organizations towards a common goal.

Enterprising Rural Families – Starting Family Enterprise Managers on the Road to Success
John Hewlett, University of Wyoming; Randolph R. Weigel; William R. Taylor and The Enterprising Rural Families Team
Enterprising Rural Families is a course designed to assist families manage their rural enterprises for success. A robust, visual model describes the interlinking and overlap of individual, family, business, and community systems surrounding and shaping the rural family enterprise at its core. Originally developed as an online course with supporting electronic monthly newsletter, the team is more recently developing CD-based modules for distribution and presentation in other venues.

Golden Age Farming
Mary Sobba, University of Missouri Extension; Parman Green, University of Missouri Extension
Golden Age Farming began as a University Extension class for farm families 55+ years of age in Missouri in 2005. The goal of Golden Age Farming is to empower farm families to plan for their future, using the compiled class manual, a network of class participants and appropriate professionals. The manual includes multiple risk management areas, while focusing on estate planning, retirement issues, succession of the farm and adaptations on the farm. Also, it includes instructor notes, resources, handouts, sample exercises, evaluation pieces and suggested ideas.
Half-hour Sessions

RightRisk: Ag Survivor and Strategic Risk Management
Jay Parsons, Colorado State University; Dana Hoag, Colorado State University; John Hewlett, University of Wyoming and the RightRisk Education Team
The RightRisk Education suite of simulation scenarios, entitled Ag Survivor, has grown to include materials involving range management, drought, livestock production, livestock insurance, forage and crop production, crop insurance, marketing alternatives, market risk, financial health, human risk, and legal risk. This presentation will summarize the materials and programs that we have assembled to deliver effective, experiential risk management educational programs.

10:45-11:15am (Half-hour sessions)

Improving the Ability of Agricultural Decision Makers to Compare Financing Alternatives
Jayson Harper, Penn State University; Jeffrey R. Stokes ,The Pennsylvania State University
Educational efforts that teach producers how to evaluate financing alternatives are important so the true cost of borrowing is known. Knowing the true cost of debt capital can lead to better decision making because financing sources can be ranked based on cost. Three Excel-based decision aids were developed that allow producers to calculate the cost of debt capital.

The Farm And Ranch Survival Kit
Brian Tuck, Oregon State University Extension Service; Susan Kerr, Washington State University Extension
The Farm and Ranch Survival Kit program was developed to address the financial risk management educational needs of agricultural producers in a non-threatening, user-friendly manner using simple yet innovative delivery techniques. Respondents enrolled in the program and opted to receive six monthly installments of risk management educational materials in hard copy or electronic format.

Green Industry: Planning to Continue Business After a Disaster
Virginia Morgan, Alabama Cooperative Extension System
The green industry is a mix of production, service, and trade-type businesses. This course focuses on the production sector, which includes growers of nursery crops (woody perennial plants that are usually grown in containers or in-ground), floriculture crops (bedding plants, potted flowering plants, foliage plants, cut cultivated greens, and cut flowers), and turfgrass sod farms. Because the green industry represents a significant portion of the nation’s economy, disasters that affect the green industry affect, directly or indirectly, the rest of the economy.

Impact of the proposed Base Revenue Protection and Revenue Countercyclical Programs (BRP-RCCP) for North Dakota corn, soybean and wheat producers.
Dwight Aakre, NDSU Extension Service; Ronald Haugen, NDSU Extension Service; Andrew Swenson, NDSU Extension Service
The National Corn Growers Association Public Policy Team´s Base Revenue Protection and Revenue Counter-cyclical Program were analyzed for corn, soybean and hard red spring wheat producers in North Dakota. The analysis was completed using the BRP-RCCP calculator, developed for the National Corn Growers Association. Three representative counties were chosen for each crop. Historic and projected data was used to compare the BRP-RCCP program with the current farm program over the 2002 to 2010 time frame.

Risk Attributes of Labor and its Management Practices from Farmers´ Perspective: Implications for Educational Programs
Vera Bitsch, Michigan State University
Historically training and education for farm managers has focused on agricultural production, but there is a growing need for educational programs on labor management. This presentation reports on results of three need assessment studies and the subsequent development of educational workshops.

Is corn profitable on the Eastern Shore?
Eddie Johnson, University of MD Cooperative Extension
The agricultural land use of the Lower Eastern Shore is dominated by field crop production, mostly in support of the poultry industry. Demand for corn by the poultry industry alone has been estimated to exceed Maryland’s average annual production by 50%. Ethanol will demand more corn than we can possibly produce. … Study Description: A Corn Improvement program was started in Wicomico County in 1986 through a joint effort between the University of Maryland Cooperative Extension Service and local the poultry industry. Since 2000, the Corn Improvement has expanded to include a tri-county area of Wicomico, Worcester and Somerset Counties.

11:30am-12:00pm (Half-hour sessions)

Tree Fruit Cost of Production Calculator
Dan Kelly, Washington Grower Clearing House
We have on our website a Cost of Production Calculator that growers/producers, Bankers and others use to calculate their cost of production. The presentation will include going online to present the calculator and how it works for tree fruit. Other industries have modified it to meet their own needs such as wine grapes.

Creating Business Opportuinites
S. Gary Bullen, North Carolina State University
Most extension personal are trained in the production agriculture and lack business and marketing skills necessary to assist farmers in development of a new enterprise. However extension personal are being asked to assist with business development issues. The Creating Business Opportunities (CBO) was organized from the core leadership organizations of the North Carolina Rural Center, North Carolina Department of Agriculture and Consumer Services, North Carolina Farm Bureau and N.C. REAL to address this problem. The curriculum committee developed an eight day business class to prepare agricultural professionals to assist potential entrepreneurs.

Why worry about energy costs in greenhouses?
Robin Brumfield, Rutgers, The State University of New Jersey
How big is the cost of energy? In a survey of 30 greenhouse businesses, I looked at total costs and found that energy costs averaged 8.5% of sales. Since profit = price – cost, to increase profits, either cut costs or increase prices. The options include: Reduce fuel costs Conserve energy Evaluate alternative or additional fuel sources or heating systems Change production practices Use space wisely Evaluate costs to look for places to cut Increase prices Profits may not be the only objective of the business. Producers will also want to analyze how these alternatives address the firm´s other objectives.

Crop Insurance in Argentina: La Dulce Cooperative
William Edwards, Iowa State University
La Dulce Cooperativa de Seguros has been marketing crop insurance to producers in the Buenos Aires Province of Argentina for 85 years. I will be visiting La Dulce Cooperative during March 6-9, 2007, and will share how crop insurance programs are designed and delivered in the Southern Hemisphere.

Forecasting Grain Basis Using Kriging Spatial Extrapolation or Markov Chain Techniques: Which is more Accurate?
Ward Nefstead, University of Minnesota
Knowledge of future basis allows the farm operation to determine the success of hedging and allows evaluation of forward contract bids. The author has experimented with two methods of forecasting basis. These are Kriging Extrapolation of Spatial Surfaces for Basis and the use of Markov chains to determine regional basis levels. This presentation will contrast these two methods with the traditional historical approach to determine which is more accurate.